How to Search for Louisville Property Records

Property records are public records; you can learn a lot by searching for them and reviewing official documents. Louisville property records contain abundant information like the owner's name and address, liens, deeds, mortgages, foreclosures, taxes, values, and more. The key to finding what you need is knowing where to look. Use the resources below to search for Louisville property records.

Jefferson County Clerk

The Jefferson County Clerk is the repository and recorder for many types of property records like deeds, liens, foreclosures, and more. You can use their website to search for property records and review deeds by searching the party's name, control number, book/page number, or reference number. You can also visit them in person to request records at 527 W. Jefferson Street, Louisville, KY 40202-2814. You could also call them for information at 502.574.5700.

Jefferson County PVA

The Jefferson County PVA website offers a real estate search. You can enter the property address, parcel ID, owner's name, and other criteria to view details about the property. The tool is simple and easy to use.

Jefferson County Sheriff's Office

The Jefferson County Sheriff's Office is the entity responsible for collecting Louisville property taxes. Accordingly, they have abundant property records with property values, taxes, liens, and other property-related details. You can perform a search using their website, GovTechTaxPro, to find owners and other tax information.

Kentucky Court of Justice - Jefferson County Judicial District

Court records also offer much useful information. You can contact the Kentucky Court of Justice - Jefferson County Judicial District to find records related to property, such as liens (mechanic's, judgment), foreclosures, bankruptcies, probate cases, property disputes, and divorce cases that involve property. Use their website to search online to find a case or visit them in person at 700 W. Jefferson St., Louisville, KY 40202.

Louisville property taxes are a significant source of funding for the city and pay for schools, the fire department, police, EMTs, road maintenance, parks, and public transportation, among other things. They are an essential factor in keeping things running well. Everyone who owns property must pay annual taxes. The Jefferson County Sheriff's Office handles the collection of property taxes (which is unusual; it is usually the county tax collector). The sheriff's office allows property owners to pay by mail, dropbox, online, and in person at Fiscal Court Building 531 Court Place, Suite 604, Louisville, KY 40202.

Assessments

The Jefferson County Assessor handles annual property assessments for all houses within its jurisdiction. They use a specialized process to determine all property values for tax purposes. If a homeowner disagrees with the assessment of their home, they can appeal by contacting the Assessor's Office and providing documentation to prove the value is incorrect.

Appraisals

Appraisals are another way to determine the value of property. In the situation of new construction, commercial properties, or complex situations, the tax assessor may rely on certified appraisers to value the property to get an accurate tax rate. Estate planners, lenders, and the courts also use appraisals to determine the value of Louisville property.

Tax Rates

Louisville property taxes are considered high and higher than the state's average of 1.02%. The city's average effective tax rate is 1.17%, which is higher than the national average of 0.99%. Louisville has a strong housing market, and house prices are rising quickly, driving up the values and with it, property taxes. Property tax rates in Kentucky vary widely depending on the county. For example:

• Adair County 0.73%
• Boone County 0.91%
• Campbell County 1.14%
• Estill County 0.73%
• Grayson County 0.58%
• Kenton County 0.40%
• Martin County 0.71%
• Scott County 0.70%
• Wolfe County 0.57%

Exemptions

Property taxes rise steadily each year, making it harder for some individuals to afford their property taxes. To combat this issue, Jefferson County has set up some property tax exemptions to help people afford their annual tax bills. The available exemptions in Louisville are:

• Disabled Veterans Property Tax Exemption
• Senior Property Tax Exemption

You can apply for either of these exemptions by downloading the forms on the Jefferson County Assessor's website and sending them in.

In Louisville, you must obtain a building permit before building any new construction homes or commercial structures, demolishing a building, or renovating a structure. You can do this through the Louisville Construction Review Department. This office handles both residential and commercial permits. You can download the forms necessary and review the permit fee schedule directly from their website. You may apply online or in person. The available permits in Louisville include:

• Electrical Permits
• Fence and Retaining Walls
• HVAC Permits
• Wrecking Permits
• Fire Detection Permits
• Fire Suppression Permits
• Building Moving Permits
• Tent Permits

The building inspector must also inspect all construction projects that require a permit before, during, and after the work is completed. The inspector must ensure that the work complies with local building and safety codes. You can use this page to find an inspector for your project.

Louisville is Kentucky's largest city and home to the Churchill Downs horse race, which takes place every year in May. The city has a population of 622,981 residents. Louisville has a total of 323,293 occupied housing units, most of which are single-family homes or multifamily units. Single-family homes comprise 65% of the units, and another 28% are multifamily units. There is a severe housing shortage in Louisville, especially among low-income families. The city is dotted with single-family homes, duplexes, townhouses, apartments (high-rise and large apartment complexes), and accessory dwelling units (ADUs). The average price of a house in Louisville is $240,583, which is an increase of 4.4% from previous years. Prices vary, however, depending on where you live. For example:

• Old Louisville (40208) $452,000
• Shawnee (40212) $152,500
• Portland (40212) $118,500
• Crescent Hill (40206) $372,500
• Park Hill (40210) $109,900
• Auburndale (40214) $260,000
• Cloverleaf (40216) $255,000
• Park Duvalle (40203) $89,900

The median price per square foot in Louisville is $187. Homes are selling at an increase of 13.5% and stay on the market for an average of 43 days.